Hi,
I'm really hoping someone can help. I have just found out I have a default on my credit file from Lloyds bank in 2012 For £76. this account is now closed but whilst I was with Lloyds they refused to give me an overdraft. The £76 was from an unplanned over draft. (which Lloyd love to do, then charge £10 per day)
As this was never credit aggrement(Neither me, nor the bank agreed to this £76 being taken before hand) how can they then flag this up as a Default?
Isn't a default where you break a credit aggrement That you yourself have agreed to?
Thanks
Holly
I'm really hoping someone can help. I have just found out I have a default on my credit file from Lloyds bank in 2012 For £76. this account is now closed but whilst I was with Lloyds they refused to give me an overdraft. The £76 was from an unplanned over draft. (which Lloyd love to do, then charge £10 per day)
As this was never credit aggrement(Neither me, nor the bank agreed to this £76 being taken before hand) how can they then flag this up as a Default?
Isn't a default where you break a credit aggrement That you yourself have agreed to?
Thanks
Holly